Trucking Insurance That Understands Your Business

Owner-Operators & Fleet Coverage

We were truckers first. Then fleet operators. Now we help fellow truckers get properly protected with fast service and competitive rates.

(614) 974-6067
Sales@TrisafeInsurance.com
Mon-Fri: 8AM-6PM EST

Essential Trucking Coverages

We specialize in long-haul trucking insurance. No generic policies - just coverage built for truckers by truckers.

Auto Liability

Meets FMCSA requirements and protects against bodily injury and property damage claims when you're at fault in an accident.

  • Minimum: $750,000 required
  • Recommended: $1M - $5M+
  • Includes: Legal defense costs

Physical Damage

Protects your investment in your truck and trailer against collisions, theft, fire, vandalism, and other perils.

  • Coverage: Truck & trailer
  • Options: Collision & Comprehensive
  • Flexible: Deductibles from $500

Cargo Insurance

Protects the freight you're hauling against damage or loss. Required by most shippers and brokers.

  • Limits: $5K to $1M+
  • Specialized: Reefer breakdown coverage
  • Flexible: Per occurrence or annual aggregate

Bobtail / NTL

Covers your truck when you're not under dispatch - driving empty to pick up a load or returning home after delivery.

  • Essential: When primary policy doesn't cover
  • Limits: $100K to $1M
  • Peace of mind: Between loads coverage

Trailer Interchange

Protects you when hauling a trailer that isn't owned by you, as required by trailer interchange agreements.

  • Covers: Damage to non-owned trailers
  • Limits: Match trailer value
  • Required: By most interchange agreements

General Liability

Protects your business from non-auto related claims like customer injury at your office or damage to a shipper's property.

  • Covers: Premises liability, advertising injury
  • Limits: $300K to $2M
  • Essential: For business operations

Why Truckers Trust TRISAFE

We built our agency on three core principles that matter most to professional truckers

Trucking-First Expertise

Our agents have been in your seat. We understand lane restrictions, commodity classifications, and what underwriters really look for in a trucking risk.

Fast, Reliable Service

Need a COI by noon? We deliver. Claims assistance when you need it? We're there. We built our service promises around the real needs of trucking operations.

Set Up Right

We don't just sell policies - we make sure you have the right coverage for your specific operation. No gaps. No wasted premiums. Just proper protection.

How Getting Insured Works

Simple process designed for busy truckers and fleet managers

1

Send Us Your Details

Complete our quick quote form or call us directly. We'll need basic info about your operation: DOT/MC number, garaging state, radius of operation, commodities hauled, and equipment details.

2

We Shop Multiple Markets

We work with multiple A-rated carriers specializing in trucking to find you the best combination of coverage and price. You get options, not a single take-it-or-leave-it quote.

3

Bind & Support

Once you choose your coverage, we bind it quickly and provide your documents. But our relationship doesn't end there - we're here for endorsements, claims assistance, and annual reviews.

Specialized For Your Operation

Whether you're a solo owner-operator or managing a growing fleet, we have tailored solutions

Owner-Operators

As an independent trucker, you need coverage that protects your livelihood without breaking the bank. We specialize in finding the right balance of protection and affordability for solo operators.

  • Personalized quotes for your specific operation
  • Bobtail/NTL coverage included in most packages
  • Quick COI delivery for new loads
  • No hidden fees - transparent pricing
Get Owner-Operator Quote

Fleet Operators

Managing multiple trucks and drivers requires specialized expertise. We help fleet owners navigate complex coverage needs while controlling costs and maintaining compliance.

  • Fleet discounts and program options
  • Centralized billing and policy management
  • Driver qualification support
  • Dedicated account team for your operation
Request Fleet Review

Trusted By Fellow Truckers

Hear from owner-operators and fleet managers who switched to TRISAFE

"After my previous insurer dropped me following a minor incident, TRISAFE found me coverage with better rates. Their agent understood my operation and got my COIs to brokers faster than anyone else."

Michael R.
Owner-Operator, Ohio

"We added two trucks to our fleet and TRISAFE handled everything seamlessly. Their team reviewed our entire operation and found gaps in our cargo coverage we didn't even know existed. Saved us from a potential disaster."

Sarah T.
Fleet Manager, 12 Trucks

"When I had an accident in Texas, TRISAFE's claims assistance was outstanding. They walked me through every step and made sure my truck was repaired quickly so I could get back on the road. They truly care about truckers."

David M.
Long-Haul Owner-Operator

Ready to Work With Truckers Who Get It?

Experience insurance that understands your business. Get a quote from fellow trucking professionals who know what you need to stay protected and on the road.